Timing the Market – A Tale of 4 investors.

Enough time has passed, and ‘The Stock Market’ has been around long enough that we’ve been able to gather some pretty good data about what works and what doesn’t work when it comes …

Dividends, Distributions & Reinvestment Plans

Have you ever opened your broker app, or your portfolio tracker and seen a significant unexplainable drop in the value of your investment? Did you have one of these reactions?

Then did you …

Stop Trying to Hit it out of the Park!

In 2004, Michael Lewis wrote a fascinating book called Money Ball – which went on to become a major Hollywood movie starring Brad Pitt. The book tells the tale of Billy Bean, the …

Property vs Shares

I don’t quite know when it happened, or just quite how it happened, but a long time ago in a galaxy far far away ‘Investment’ & ‘Property’ got together and hatched a sinister …

Are you too cashed up?

Everybody loves that feeling of being ‘cashed up’ – you’ve just finished a huge job and a client has just squared their enormous bill, or you’ve had a windfall at two-up, maybe you’ve …

The Best Kind of Right, and the Worst Kind of Wrong

Imagine you’re on a new oddball gameshow, where you are subject to a series of questions – and pitted against the studio audience. Its not like a regular gameshow where if you’re right …

Saving vs Investing

When i look back on my financial education, i fondly recall the lengths Mum and Dad would go to to instil in me the importance of saving. They would send me off to …

An interest free loan from the tax man

In the immortal words of George Harrison…

“If you drive a car, I’ll tax the street
If you try to sit, I’ll tax your seat
If you get too cold I’ll tax the …

Dissecting a P&L Statement

If you’re going to try to ‘go it alone’ and invest in direct shares, rather than opting for exposure to the stock market via managed funds then you have to know how to …

5 Reasons P/E Ratios Lie

In Buying Companies – Part I we defined shares for what they are – part ownership in a company, and we had a quick look at valuations using the ‘quick and dirty’ P/E …