Why I’m Always Crying Poor

A few years ago i went out boating on Sydney’s Middle Harbour with a work mate. On the way down to the boat ramp we pulled up at an ATM to grab some …

Saving vs Investing

When i look back on my financial education, i fondly recall the lengths Mum and Dad would go to to instil in me the importance of saving. They would send me off to …

An interest free loan from the tax man

In the immortal words of George Harrison…

“If you drive a car, I’ll tax the street
If you try to sit, I’ll tax your seat
If you get too cold I’ll tax the …

Dissecting a P&L Statement

If you’re going to try to ‘go it alone’ and invest in direct shares, rather than opting for exposure to the stock market via managed funds then you have to know how to …

Recommended Reading

Ever since i was a child i have stuffed my head with knowledge… some of it pretty useless (like the ability the remember the atomic weight of chlorine from my high school chemistry …

Good Debt vs Bad Debt

Debt can be a marvellous wealth building tool….or a ball and chain around your ankle that drags you under and keeps you there. But which is which? How can you use debt to …

Risk vs Reward

If i were to ask you what your ‘Investor Risk Profile’ is would your face look something like this? Thats alright, don’t stress… most peoples would (albeit with a bit more hair and …

The Time Value of Money

The most valuable thing you never learned in school.

I hated maths in school – not because i wasn’t any good at it, but because 99% of the time i failed to see …