Are you too cashed up?

Everybody loves that feeling of being ‘cashed up’ – you’ve just finished a huge job and a client has just squared their enormous bill, or you’ve had a windfall at two-up, maybe you’ve sold a […]

Mental Accounting – A Help or a Hinderance?

Do you feel differently about spending your tax return than you do about spending your paycheque? Have you got separate spending accounts and saving accounts? Do you have credit card debt, but also some money […]

Your Financial Services A-Team

Happy New Year all, I hope you all had a marvellous 2017, and are gearing up for an even better 2018! According to an SMH Article, around 50% of us made new years resolutions on […]

Ask Better Questions

Every year on August 2nd i call my father after i get home from work and wish him a happy birthday. We have a chat about his day, what he got up to, and then […]

Why I’m Always Crying Poor

A few years ago i went out boating on Sydney’s Middle Harbour with a work mate. On the way down to the boat ramp we pulled up at an ATM to grab some cash to […]

Saving vs Investing

When i look back on my financial education, i fondly recall the lengths Mum and Dad would go to to instil in me the importance of saving. They would send me off to school every […]

An interest free loan from the tax man

In the immortal words of George Harrison… “If you drive a car, I’ll tax the street If you try to sit, I’ll tax your seat If you get too cold I’ll tax the heat If […]

Dissecting a P&L Statement

If you’re going to try to ‘go it alone’ and invest in direct shares, rather than opting for exposure to the stock market via managed funds then you have to know how to read a […]

Recommended Reading

Ever since i was a child i have stuffed my head with knowledge… some of it pretty useless (like the ability the remember the atomic weight of chlorine from my high school chemistry days – […]

Good Debt vs Bad Debt

Debt can be a marvellous wealth building tool….or a ball and chain around your ankle that drags you under and keeps you there. But which is which? How can you use debt to your advantage, […]