Where Are You Getting Your Advice?

Where you get your financial advice makes an enormous difference to your outcomes. But unfortunately, many people confuse trust for expertise and don’t get the results they had hoped for (or were promised).…

A Little Now = A Lot Later

I had a chat with a mate of mine this morning – a 30 y/o self-employed tradie. He works hard, he pays his mortgage, he has some investments, but during the call, he …

If it Feels Too Hard… You’re Probably Doing it Wrong

When i was a kid i could get exceptionally focussed. I would “get my blinkers on” (as my wife now refers to it) and i would beaver away trying to achieve whatever task …

Change – What’s it Gonna Take?

A few weeks back my wife and i were sitting at the dinner table, both on our laptops. I was probably reading fund manager reports, or something else she found equally as boring, …

Wraps & Platforms vs SMSF’s

For a lot of people, Superannuation is very hands off. They sign on with an employer, select the employer default option, their employer makes contributions on their behalf and they forget about it. …

Stop Trying to Hit it out of the Park!

In 2004, Michael Lewis wrote a fascinating book called Money Ball – which went on to become a major Hollywood movie starring Brad Pitt. The book tells the tale of Billy Bean, the …

Missed Opportunities & Timing Advice

“Nothing is more expensive than a missed opportunity”

H. Jackson Browne Jr

One of my great frustrations is missed opportunities – and in the world of Financial Advice they can be found everywhere, …

Status Quo Bias – The Great Wealth Destroyer

A few weeks back in Mental Accounting – a Help or a Hinderance? we started to delve into the fascinating world of Cognitive Biases, and how they can be hazardous to your financial …

Are you too cashed up?

Everybody loves that feeling of being ‘cashed up’ – you’ve just finished a huge job and a client has just squared their enormous bill, or you’ve had a windfall at two-up, maybe you’ve …

Superannuation for the Self-Employed – Pt 2

So, in part 1 we took a look at the superannuation conundrum for the self employed, and we also took a brief look at what a significant difference time can make to your …